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Balloon Payments

Fantastic rates with the convenience of one-time payments.

How would you like to take out a loan now and not make any payments for up to 12 months? You can with a balloon payment single pay loan.


  • You must be a credit union member.
  • You must complete a current loan application.
  • You must meet credit union policy guidelines regarding consumer debt ratio.
  • You must be a category 1 or higher borrower to qualify for this type of loan.

Benefits to You:

  • You can borrow the money you need without the hassle of making payments for up to 12 months. The balance on this unsecured loan can be paid in one lump sum no later than the balloon payment date.
  • You’ll save money with a competitive fixed interest rate, no loan fees and no prepayment penalties.
  • Your interest rates are the lowest I’ve seen anywhere, and your service is phenomenal, thank you― it’s been a pleasure working with you!

    -Keith Little Falls, MN
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