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Business Checking

Choose from INOVA’s FREE Business Checking or Business Dividend Checking.


Every new business checking account includes:

FREE Business Debit Card     FREE Online Banking     FREE eStatements**     FREE thank you gift**

Buy Back of your unused checks and debit cards from another financial institution***

FREE Business Checking

  • No minimum balance
  • No Monthly service charge
  • Unlimited FREE monthly transaction items*

Business Dividend Checking

  • Competitive dividends
  • Unlimited FREE monthly transactions items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $10

Click for Rates

Benefits to You:

  • FREE Debit Card—Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check
  • FREE Buzz Points—Earn points on every purchase made with your INOVA Debit or Credit card
  • FREE Visa® Alerts—Receive alerts when your INOVA Debit or Credit card has been used to assist in early fraud detection.
  • FREE Online Banking
  • FREE e-Statements—Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery 2.
  • Business Credit Card—Carry an on-the-go credit line in your pocket with an INOVA Business Credit card. It’s the card designed specifically for businesses.
  • FREE Personal Checking—Simply Free Checking has no monthly service or per check charges and no minimum balance. Plus, it has loads of features.
  • Over 35,000 Alliance One or CO-OP network ATMs across the nation. Foreign ATM and PIN-based sales transaction will be charged $2.00 per transaction.
  • Convenient, 24/7 electronic access to your account via Tellerphone and Internet Banking.
  • Deposits are insured to at least $250,000 by NCUA.
  • Deposit bags available upon request.
  • Account can be integrated with a Business Line of Credit for overdraft protection or complete cash management of funds.


  • Your business must be an INOVA FCU Valued INOVA Partner (VIP).
  • You must have a federal identification number.
  • Business resolution is required.
  • You must provide specific documents depending on the organizational structure of the business (i.e., Sole Proprietorship, S Corporation, Limited Liability Corporation, etc.).


Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply. See fee schedule for details. Credit Union rules and regulations apply. Minimum opening deposits is only $10. Ask for details.

*Transaction items include all debit and credits

**We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

*** $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

2 Must maintain a valid e-mail address. Monthly paper statement fee $2.50